Simple. Clear. Approved.

Home Loans for Purchase, Refinance, FHA, Conventional, Grants, DSCR & Construction - with clear guidance from start to closing.

Get Pre-Approved

Speak to an Expert

Get Started

Choose the path that fits your homeownership goals

Purchase a Home

Buy your primary or investment property with confidence.

Conventional Loans

Competitive rates with flexible options.

Refinance

Lower payment, cash-out, or restructure your loan.

Grants / DPA

Down-payment help for eligible homebuyers.

FHA Loans

Low down payment & flexible credit guidelines.

Find the Right Loan for Your Situation

Explore our comprehensive loan programs tailored to your needs

Conventional

Strong credit, flexible terms, and competitive rates.

Check Eligibility

DSCR (Investors)

Qualify using rental income instead of personal income.

Check Eligibility

FHA

Flexible credit guidelines and higher DTI tolerance.

Check Eligibility

Construction

Build or renovate with specialized financing.

Check Eligibility

Grants / DPA

Down payment assistance programs for first-time buyers.

Check Eligibility

Guidance. Clarity. Results.

Why borrowers and realtors choose Raksha Mortgage

Personalized Loan Strategy

Tailored solutions based on your unique financial situation and goals.

Strong Processing Support

Dedicated team ensuring smooth, efficient loan processing.

Investor & Complex Files Welcome

Expertise in handling self-employed, investors, and complex scenarios.

Realtor-Focused Communication

Clear updates and collaboration to keep deals on track.

Simple Approval Process

Three straightforward steps to your home loan

1

Quick Review

Submit your information and we'll assess your loan options within hours.

2

Document Check

We guide you through required documents with a clear checklist.

3

Approval & Closing Plan

Receive your approval and a clear timeline to closing day.

Know Your Buying Power in 60 seconds

Get an estimated approval amount based on your income, monthly debts, and loan program guidelines.

Open Calculator

Estimate only. Final approval depends on credit, assets, and property details.

Are You a Realtor or Partner?

Fast pre-approval, structure loan guidance, and smooth closings. Let's work together to help your clients achieve homeownership.

Send a Deal

Schedule a Call

Simple. Clear. Approved.

Get Started

Find the Right Loan for Your Situation

Guidance. Clarity. Results.

Simple Approval Process

1

2

3

Know Your Buying Power in 60 seconds

Are You a Realtor or Partner?

About Me

Ketan Makwana,
R.E. Mortgage Broker /Owner
NMLS: 2036829
Call: (215) 501 -4159
Email: Ketan@rakshamtg.com

Address: Levick St., Philadelphia,
PA, USA 19111
Co. NMLS: 2143644
Office: (215) 501 -4159
Email: instantloans@rakshamtg.com